A mission-driven 501(c)(3) nonprofit and emerging capital partner to affordable housing developers nationwide.
AOF was founded in 1983.
Our team and related entities have participated in the ownership of over 30,000 affordable units.
Creative client-centric financing that adapts to the realities of each project.
The American Opportunity Foundation is a Georgia-based 501(c)(3) nonprofit that has spent more than forty years preserving, creating, and now financing quality affordable housing for moderate and low income households across the United States.
We believe affordable housing is foundational. Without it, the work of every other social safety net is harder, slower, and less effective.
We believe in partnership over transaction. The best affordable housing outcomes come from long-term relationships among developers, owners, investors, agencies, and the residents themselves, not from one-off deals.
We believe in mission-aligned capital. Money for affordable housing should come from people and institutions who understand what they’re funding and why it matters, and who measure success the way the sector does.
We believe in doing the unglamorous work well. Preserving an existing affordable property, closing a predevelopment loan that lets a project move forward, getting an audit right. These are the things that quietly compound into thousands of homes.
Lend to developers. Through our lending platform, we provide flexible capital to developers of affordable housing through predevelopment loans, bridge-to-equity loans, and short-term preferred equity.
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